🛡️ Insurance coverage
Coverage explained, honestly.
Life, health, motor, travel, home and business cover — compared across insurers and explained in plain language.
Life Insurance
Protect your family's future with term and savings plans that fit your budget.
Who it's for: Anyone with dependents, a mortgage, or a family relying on their income.
Get a free life quote →What this typically covers
- Financial protection for the people who depend on your income
- Term plans for pure cover, or savings plans that build a cash value over time
- Optional add-ons such as critical-illness or accidental-disability cover
- A payout that can help clear debts, a mortgage or day-to-day costs
Exact cover, limits and exclusions vary by plan — we'll walk you through them in plain language before you commit to anything.
Health Insurance
Individual and family health plans covering hospitalization and major treatment.
Who it's for: Families and individuals who want a buffer against unexpected medical bills.
Get a free health quote →What this typically covers
- Hospitalization, surgery and day-care treatment costs
- Room, specialist and diagnostic charges up to your plan's limits
- Individual cover or a single family floater
- Pre- and post-hospitalization expenses on many plans
Exact cover, limits and exclusions vary by plan — we'll walk you through them in plain language before you commit to anything.
Motor Insurance
Comprehensive and third-party cover for cars and commercial vehicles.
Who it's for: Every vehicle owner — third-party motor cover is required by law in Pakistan.
Get a free motor quote →What this typically covers
- Third-party liability for injury or damage you cause to others
- Own-damage cover for accident, fire and theft on comprehensive plans
- Cover for private cars and commercial vehicles
- Optional extras like roadside assistance, where offered
Exact cover, limits and exclusions vary by plan — we'll walk you through them in plain language before you commit to anything.
Travel Insurance
Visa-compliant travel cover for individuals, families and frequent flyers.
Who it's for: Travellers, students and frequent flyers — and anyone applying for a visa.
Get a free travel quote →What this typically covers
- Emergency medical treatment while you are abroad
- Trip cancellation, delay and lost-baggage protection on many plans
- Visa-compliant cover for Schengen and other destinations
- Single-trip or annual multi-trip options
Exact cover, limits and exclusions vary by plan — we'll walk you through them in plain language before you commit to anything.
Home Insurance
Protect your home and belongings against fire, theft and natural disasters.
Who it's for: Homeowners and landlords protecting the place — and things — they've invested in.
Get a free home quote →What this typically covers
- Your home's structure against fire and specified perils
- Contents cover for your belongings against theft or damage
- Protection against specified natural disasters
- Optional cover for valuables and household items
Exact cover, limits and exclusions vary by plan — we'll walk you through them in plain language before you commit to anything.
Business Insurance
Property, liability and employee coverage tailored to your business.
Who it's for: Business owners protecting premises, stock, liability and the people they employ.
Get a free business quote →What this typically covers
- Property and asset cover for your premises, stock and equipment
- Public, product and employer liability
- Group health cover for your team
- Cover shaped around your sector and size
Exact cover, limits and exclusions vary by plan — we'll walk you through them in plain language before you commit to anything.
How it works
Three steps, no pressure
01
Tell us what you need
Share a few details about yourself and the coverage you're looking for.
02
We compare & explain
We shortlist plans from reputable insurers and walk you through the fine print — in plain language.
03
You decide, we handle the rest
Paperwork, follow-ups and claims support. You stay covered, we stay accountable.
Who provides the cover
Backed by a name you already know
State Life Insurance
✓ Verified partnerState Life is Pakistan's largest state-owned life insurer. Sidq Advisors compares its life and health plans against the wider market, explains the fine print in plain language, and handles the paperwork and claims follow-up for you — so you buy the right cover, not just the first one offered.
Free
Consultation, always — advice costs you nothing
1 day
Maximum response time, Monday to Saturday
6
Coverage lines, from life to business
0
Fee charged to you for our advice
Not sure which cover you need?
Tell us a little about your situation. We'll compare the options, explain the fine print, and come back to you within one business day — at no cost.
Get a free consultation →