State Life's track record, explained simply
We've read State Life's official announcements so you don't have to — and rewritten what matters in plain language, with every source linked. No hype, just the numbers that should inform your decision.
Financial strength
A record year: PKR 181 billion in profit bonus for policyholders
Total income above PKR 640 billion, PKR 224B+ claims paid, and a record PKR 181B profit bonus — inside State Life's strongest-ever year.
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Five years, PKR 2.5 trillion: the transformation behind the numbers
Assets up 111% to PKR 2.5 trillion, new business up 455%, PKR 236B claims processed in 2025 — the five-year rebuild, explained.
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Bigger than the rest of the market combined: State Life's ~70% share
PKR 286B+ premium, ~67% growth, and a ~70% market share — larger than every competitor combined. Here's what that means for you.
Read the numbers →Health programs
350,000 lives covered: the Balochistan People's Health Program
A province-scale partnership: 350,000+ covered lives, 1,000+ empaneled hospitals, and a fully digital cashless claims system.
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PKR 1 million of health cover for every Sindh Police family
One group program, 127,000+ covered lives, PKR 1M per family per year, cashless at 1,000+ hospitals — with awareness sessions included.
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Free clinic visits for 68,000: the Gilgit-Baltistan OPD pilot
A first-of-its-kind pilot: free outpatient care for 68,000+ BISP-identified members in GB, 90% funded by KfW and administered with State Life.
Read the numbers →Rural & inclusion
A first for Pakistan's dairy sector: insurance for 1,500+ farmers
Pakistan's first structured dairy-sector insurance: 1,500+ small farmers covered against accidental death and disability at preferential rates.
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Up to PKR 1 million of cover, free with a bag of fertilizer
Buy fertilizer, get insured: automatic one-year accident cover up to PKR 1M for Sona Centre farmers, at zero extra cost.
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When the loan doesn't outlive the farmer: the ZTBL partnership
Life insurance attached to farm loans across every ZTBL branch — so debt doesn't outlive the borrower.
Read the numbers →Community & women
Almost 113,000 free diabetes screenings — one insurer's prevention bet
450+ hospitals, four provinces, ~113,000 people screened free — the prevention-first logic behind State Life's biggest health drive.
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Sinf-e-Ahaan: cancer protection for women, starting at Rs 200
From Rs 200 premium to Rs 200,000 of cashless cancer cover at 1,200+ hospitals — the women's plan every household should know about.
Read the numbers →Access & digital
Your bank branch, now an insurance counter: the JS Bank partnership
Bancassurance brings State Life plans into JS Bank branches; RAAST QR makes premiums scannable. Access is up — comparison still matters.
Read the numbers →Talk it through with an advisor — free.
We compare State Life's plans for your goals and budget, explain the returns in plain language, and handle the paperwork with you.