State Life investment & savings plans
Sidq Advisors

📄 Official documents, one page

State Life brochures & downloads

Every plan brochure we could verify on State Life's and its partner banks' servers — plus the Takaful Waqf documents and key forms. Nothing hosted here, nothing out of date.

Browse the brochuresGet a personal illustration instead

Why this page exists:State Life's own Downloads page holds annual filings and regulations — not the plan brochures people search for. Those are scattered across product pages and bank websites. We gathered them and checked every link on 2026-09-16.

Plan brochures

Official plan brochures (PDF)

No public PDF exists yet for Sada Bahar, Platinum Plus, Golden Endowment (conventional), the child plans or the pension plans — our plan pages carry their official facts with a source link: all State Life plans →

🕌 Tayyab Takaful

Shariah documents

The documents that make the Takaful window what it is — the Waqf Deed and Rules the participants' pool runs on, and the Shariah compliance certificate for individual life Takaful.

  • Waqf Deed — Tayyab Window Takaful Operations

    PDF · State Life (Tayyab Takaful)

    Open PDF ↗

  • Waqf Rules — Tayyab Window Takaful Operations

    PDF · State Life (Tayyab Takaful)

    Open PDF ↗

  • Shariah Compliance Certificate — individual life Takaful

    PDF · State Life (Tayyab Takaful)

    Open PDF ↗
Is State Life halal? The full answer →

Forms & the law

Forms and regulations

  • Specified Major Surgical Benefit — claim form

    PDF · State Life

    Open PDF ↗

  • Insurance Ordinance 2000 & SECP Insurance Rules 2017

    PDF · State Life · The law every policy in Pakistan is written under.

    Open PDF ↗

On State Life's site

Premium calculator (official) ↗Bonus rates (official) ↗Manage your policy — loan, surrender & claim forms ↗Downloads — corporate filings & regulations ↗Online premium payment (ePay) ↗
Policy loan rules, explained →Bonus rates 2025 →Premium calculator →

Brochures & documents

Common questions

Where do I download the State Life plan brochure?

State Life's own Downloads page carries corporate filings, not plan brochures — the brochures sit on individual product pages and on partner banks' bancassurance sites. This page links every brochure we could verify (checked 2026-09-16), each opening State Life's or the bank's own PDF.

Why is there no brochure for Sada Bahar, Platinum Plus or the pension plans?

State Life has not published a public PDF for those plans as of our last check — their product pages carry the details instead. Our plan pages summarise the official facts with a link to the source, and we can request the rate tables for you from the zonal office.

Are these documents official?

Yes. Every link opens a file hosted by State Life Insurance Corporation of Pakistan or by NBP/HBL, which distribute State Life plans under bancassurance agreements. We host nothing ourselves, so you always get the current official version.

Where are the loan, surrender and claim forms?

On State Life's Manage Your Policy page, linked below — the forms are downloaded and submitted to your servicing zonal office with the policy document. Our policy-loan guide explains the loan rules before you fill anything in.

Can you send me a personal illustration instead?

That is usually more useful than a brochure: an illustration shows your own premium, sum assured and projected bonuses for your age and term. Message us on WhatsApp with your age and target amount and we return the official illustration, normally within a business day.

Free consultation

A brochure tells you about the plan. An illustration tells you about yours.

Send us your age and the amount you have in mind — we return State Life's official illustration for the plan that fits, usually within one business day.

Sidq Advisorsis an independent advisory practice, not State Life's official website. Figures are illustrations per State Life's calculator and declared bonus rates; final terms per State Life's policy documents.